Financing with murabahah contracts for the consumer goods purchase such as electronic equipment, furniture, and new or used motor vehicles, which are not contrary to sharia.
- Financing ceiling up to Rp 500 million.
- Maximum financing period 5 years, or max. 15 years of salary cut.
- The installment remains unchanged during the financing period.
- Down payment is only 20% of the goods price.
- Collateral in the cash collateral form, or physical security, or a payment guarantee with a paycheck.
Terms and Conditions
- The minimum applicant age is 21 years.
- When financing is due, the maximum is 65 years old or not yet retired.
- Individual Customer. Permanent status employees, Members of the TNI / Police, Head / Deputy Region Head, Members of Parliament / DPRD, Professionals, and Entrepreneurs.