Mudharabah financing to employee cooperatives with the executing pattern to be re-channeled in the form of financing to its members.
- Financing ceiling up to 150 million rupiahs per cooperative member.
- Duration of up to 5 years.
- Light installment.
- No down payment.
- No additional guarantees from the cooperative members are required.
Terms and Conditions
- Kopkar from government agencies, BUMN / BUMD, multinational companies, or bonafide private companies.
- Have business legality (SIUP, TDP, SITU) and NPWP
- Have business establishment legality and licensing according to type of business activity.
- The Kopkar level is at least healthy enough.
- Not included in Bank Indonesia Black List.