Financing with murabahah or istishna contract for investment goods procurement support productive customers business such as construction of school / hospital / shop / shop house, purchase of equipment / machine / motor vehicle / heavy equipment.
- Financing ceilings as needed.
- Flexible financing periods are:
- Maximum 15 years for the purchase or the building construction (e.g. shop, shop, factory, warehouse).
- Maximum 8 years for the purchase of four-wheeled vehicles or more, factory machinery and equipment purchase.
- Maximum 4 years for the purchase of two / three-wheeled vehicles and electronic goods.
- Light installment.
- Principal Financing can be paid on a monthly, or quarterly, or semiannual basis, as required.
- Down payment is only 20%
- Applicant may be a business entity (PT, Foundation, Cooperative, BUMN, BUMD, CV, UD) or individual.
Terms and Conditions
- Have business legality (SIUP, TDP, SITU) and NPWP.
- Have the business establishment and licensing legality according to type of business activity.
- Not included in Bank Indonesia Black List.
- Submit financial statements of the last two years.
- Submit bank account copy last 3 months for financing ceiling of 200 million rupiahs and above.